Sun. Jul 14th, 2024
Auto Insurance Settlement

Getting the Most from Your Efforts: 3 Secrets to Maximize Your Auto Insurance Settlement

If you’ve found yourself involved in a car accident and you’re looking to make a claim to get your money back, you’ll want to make sure you’re getting your money’s worth. After all, being in a car accident doesn’t just mean you’ll be claiming on your car repairs, but also your well-being, your health, your belongings, and any inconveniences it may have caused, such as missing work.

However, the only way you’re going to get your money’s worth is if you’re proactive in the making sure your case has everything it needs to prove your standpoint and show that you’re deserving of the final pay-out.

With this in mind, today we’re going to explore three secret ways to maximize your auto insurance settlement, ensuring you’re able to get the money you deserve. 

#1 – Keep Everything Accurate

Detail is the key to maximizing your car insurance settlement, so you need to make sure that everything is accurate and recorded with precision. This includes everything from the date and the time of the accident, the location and all the information you can get from witnesses.

You’ll also want to record everything onwards from the accident, including where you took your vehicle to get repaired, the cost of repairs, the date and time you spoke to your insurance company, any contact you had with the other party when the police were contacted and any communications that took place.

You will then need to pass this information onto your attorney, such as Tapella Law’s car accident lawyers, who will be able to turn all this information into a powerful case that gets you the maximum settlement you’re looking for. 

#2 – Never Accept the First Settlement

When the insurance proceedings move forward soon after the accident, your insurance companies will confer and reach an initial settlement for both you and the other party.

However, it’s important to remember that this isn’t the be all and end all settlement, and you’re more than welcome to contest and appeal it if you think you’re entitled to more.

Of course, this is where the first point comes into play where you’ll need to have everything written down with detail, so you can prove your case is worth more, but if an insurance attorney on your side, you can start to push the case forward for a bigger settlement. 

#3 – Manage Detailed Medical Records

Hand in hand with the information side of things, the last thing you’ll want to be aware of is your medical records post-accident. If you’ve received any treatment, operations or well-being services, this is all going to cost you money which you should be entitled to claim back.

What’s more, there are knock-on effects from this, such as attending an operation or check-up means you missed work and might not get paid for it; which should be reimbursed in your settlement. 


As you can see, there are plenty of things you need to think about if you’re looking to acquire a higher rate of settlement after your car accident. The best thing to remember is to be precise and thorough with everything you do in order to get the best results.